Financing | Moses Lake, WA

Car Loans with an ITIN in Moses Lake, WA

No Social Security Number? You can still buy a new or used vehicle at Bud Clary Chevrolet of Moses Lake. We arrange financing with your ITIN (Individual Taxpayer Identification Number) through lenders that accept it, and our team can help you in English or Spanish.

  • New Chevrolets and used vehicles of every make
  • All credit types welcome
  • Several of our staff speak Spanish
Couple walking out to a new Chevrolet Silverado 1500 pickup

What to bring

Every lender sets its own list. Most ask for the items below, and your finance manager will tell you exactly what your lender needs before you come in.

  • Your ITIN (the IRS letter that assigned it)
  • A valid photo ID, such as a passport, consular ID (matrícula consular) or driver's license
  • Proof of income: recent pay stubs, bank statements or tax returns filed with your ITIN
  • Proof of address, such as a utility bill or lease in your name
  • Your down payment, or a trade-in toward it
  • Proof of insurance before you drive home
  • Personal references, if your lender asks for them

How it works

  1. Apply or call

    Start the credit application online or call (509) 765-4517 with any questions about the form.

  2. Bring your documents

    Your finance manager tells you exactly what your lender needs, so you come in once with everything.

  3. Choose your vehicle

    Pick a new Chevrolet or a used vehicle, such as one of our used trucks. We match you with a lender that accepts ITINs and show you the payment.

  4. Sign and drive

    Sign your paperwork, show proof of insurance and drive home.

We help ITIN-only customers consistently and work with specific local lenders, so your financing gets done without delays.

Dustin Schuler, Marketing Director, Bud Clary Auto Group

Good to know

  • Down payment

    A trade-in counts toward your down payment, and in Washington it also lowers the sales tax you pay.

  • Building credit

    If your lender reports to the credit bureaus, paying on time can help you build a U.S. credit history.

  • Co-buyers

    A spouse or family member can apply with you.

  • Used vehicles under $20,000

    Want to keep the payment low? See our used vehicles under $20K. Every one gets a 117-point inspection and a free CARFAX report.

Dustin's Take

Dustin Schuler, Marketing Director, Bud Clary Auto Group

What I wish buyers knew: Plenty of dealers say they offer ITIN financing, and then you find out the one person who knew how to do it has left, and everyone else just knows it's an option. That's why we do it differently.

Visit Bud Clary Chevrolet of Moses Lake

12056 N Frontage Rd East
Moses Lake, WA 98837

Sales hours

Mon – Fri
9:00 AM – 6:00 PM
Saturday
9:00 AM – 5:00 PM
Sunday
11:00 AM – 5:00 PM

Proudly serving

  • Moses Lake
  • Ephrata
  • Othello
  • Quincy
  • Soap Lake
  • Warden
  • Royal City
  • Wenatchee

Frequently asked questions

Can I buy a car without a Social Security Number?

Yes. With an ITIN you can finance a new or used vehicle through lenders that accept ITINs. Bring your ITIN letter, a photo ID, proof of income and proof of address.

Do I need a U.S. credit history?

Not always. Lenders that work with ITINs also look at your income, your job and your down payment. If you already have credit here, it helps.

How much do I need for a down payment?

It depends on the lender, the vehicle and your income. Call (509) 765-4517 and we'll give you a realistic idea before you visit.

Can I trade in my current vehicle?

Yes. We appraise every make and model, pay off your loan, and your trade-in lowers the sales tax on your purchase.

Is ITIN financing only for used cars?

No. You can finance a new Chevrolet or a used vehicle.

Can I get help in Spanish?

Yes. Several people on our team speak Spanish, so you can talk through your purchase and financing in Spanish. This page is also available in Spanish: Préstamos de auto con ITIN.

Get pre-approved with your ITIN

Apply online or call (509) 765-4517. We'll tell you exactly what to bring.

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Bud Clary Chevrolet of Moses Lake 47.09981, -119.2339.